Mercury Insurance Advises Homeowners on Hail Damage Prevention for 2025 Season
Mercury Insurance has issued advisory tips to assist homeowners in minimizing damage and costly repairs during the active hail season of 2025. With hailstorms contributing to billions in property damages annually in the U.S., the insurer emphasizes proactive home maintenance and preparedness to reduce insurance claims and financial losses. Key recommendations include inspecting and reinforcing roofs with impact-resistant materials, securing outdoor items to prevent debris damage, applying hail-resistant window treatments, trimming vulnerable tree branches, and parking vehicles in covered areas to mitigate damage and related insurance claims.
Mercury references standards from the Insurance Institute for Business & Home Safety (IBHS), encouraging the use of high-impact roofing rated "Good" or "Excellent" and the adoption of FORTIFIED roof enhancements that provide added resilience against wind and water alongside hail. These measures align with broader industry trends promoting risk mitigation strategies to control escalating underwriting losses from severe weather events.
The insurer advises policyholders to review their insurance coverage and deductibles prior to hail events to ensure clarity on protection levels and potential out-of-pocket expenses. This guidance reflects a growing focus within the property insurance sector on consumer education and risk management as tools for achieving cost-effective claims management.
Mercury Insurance operates in multiple states including Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, Virginia, and Florida, offering diverse lines such as personal auto, homeowners, renters, and commercial insurance products. The company maintains an "A" rating from A.M. Best and leverages a network of over 6,300 independent agents to deliver competitive pricing and customer service. Its outreach reflects an industry-wide effort to enhance resilience against the financial impacts of hail and related catastrophe exposures.
As 2025 sees one of the more active hail seasons in recent years, this proactive messaging underscores the importance of integrated risk assessment and home fortification initiatives. Stakeholders in the insurance and property management sectors may find value in aligning operational protocols with such preventive advisories to mitigate claim frequency and severity during volatile weather cycles.