Water Damage Coverage Gaps Highlighted in Recent Wisconsin Floods
Recent Wisconsin floods revealed common homeowner insurance exclusions for groundwater and flood damage, emphasizing the need for endorsements and mitigation strategies.
Utah Bill Mandates Wildfire Risk Fees with Updated Mapping for Insurance
House Bill 48 in Utah mandates new wildfire risk fees and updated mapping to guide insurance premiums and promote risk mitigation in high-risk wildland urban interface zones, impacting Wasatch and Summit counties starting 2026.
Mercury Insurance Advises Homeowners on Hail Damage Prevention for 2025 Season
Mercury Insurance shares expert tips to help homeowners prepare for the 2025 hail season, emphasizing roof reinforcement, outdoor item security, and policy review to minimize property damage and insurance claims.
Home Upgrades That Lower Insurance Premiums Amid Rising Costs
Explore essential home upgrades that can reduce insurance premiums amid rising rates. Learn how maintenance, smart technology, and resilience projects impact insurance costs.
California Leads with Financial Incentives for Wildfire Risk Mitigation
Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.
California Leads U.S. in Wildfire-Resilient Housing and Risk Mitigation
Explore California's pioneering wildfire-resilient homes and programs addressing the challenge of retrofitting existing homes for fire safety. Insights on insurance industry responses and regulatory initiatives shaping wildfire risk management.
Western Utilities Push Liability Limits Amid Rising Wildfire Risks
Western U.S. utilities seek legal protections to limit wildfire liability amid rising claims and insurance costs, sparking debate over safety and compensation.
Louisiana Senate Advances Tax Credit for Fortified Roof Installations
Louisiana Senate committee approves tax credit up to $10,000 for homeowners installing fortified roofs, aiming to reduce storm damage and insurance claims while lowering premiums.