Comprehensive Medical Insurance Options for UNC Employees

The University of North Carolina at Chapel Hill provides tailored medical insurance options, categorized by employment classification. Employees can access comprehensive information about health plans, including eligibility, costs, and enrollment procedures through designated resources. Two primary PPO plans are available, offering provider selection flexibility and reduced out-of-pocket expenses for in-network services, with a strong emphasis on preventive care. Detailed premium rates can be explored via the State Health Plan website.

Premium costs are influenced by an employee's salary, chosen plan, and coverage level, with the State Health Plan’s rate chart providing transparency. Part-time employees working between 20 to 29 hours weekly are required to cover both employee and employer portions of their premiums. New hires or those with qualifying life events begin coverage on the first day of the month following the event, allowing a 30-day enrollment window.

Enrollment modifications are facilitated through ConnectCarolina Self Service or the Benefits and Eligibility Hotline at 855-859-0966. Non-permanent employees working 30 hours or more weekly qualify for the HDHP, managed by the UNC Benefits Team, with coverage starting after enrollment completion. For postdoctoral fellows, institutionally funded premiums cover individual plans, while family coverage premiums are managed through StudentBlue bank drafts. Open enrollment for postdocs occurs from July 1 to July 31, with options to adjust coverage annually.