Homeowners Struggle with Insurance Claims Post-Hurricane Helene

In Buncombe County, NC, the aftermath of Tropical Storm Helene has left homeowners like Simone Seitz grappling with significant damage and a complex claims process involving their homeowners' insurance and FEMA. With over 300 landslides reported and 16 fatalities, many residents are struggling to receive the financial assistance needed for repairs. Homeowners are facing denials from both insurance companies and FEMA, who claim there was no direct damage or that homes are safe to live in despite ongoing risks such as water intrusion. An insurance expert highlights a critical gap in coverage for flood and landslide damages, noting that many homeowners in North Carolina lack the proper insurance policies necessary for such disasters. The situation has led to calls for reforms within the insurance market to better address the needs of homeowners after natural disasters.