Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

The Swiss Re Institute forecasts $107B in global insured losses from natural catastrophes in 2025, with the U.S. facing 83% of the impact driven by wildfires and storms. This trend influences insurance underwriting, risk modeling, and industry resilience efforts.

In 2025, global insured natural catastrophe losses surpassed $100 billion for the sixth year straight, driven by U.S. wildfires and severe storms, shaping insurance risk strategies.

Explore the life of Edith Hixson and her family's experience with Hurricane Laura, highlighting personal and regional impacts on insurance and disaster recovery in Lake Charles, Louisiana.

Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

NCOIL updates anti-insurance fraud model law and readopts Storm Chasers model to strengthen contractor regulations and reduce fraud risks after catastrophes.

Explore the 2025 US housing markets where homeowners face the highest insurance premiums relative to property values. Key regions include Houston, Tampa Bay, Tulsa, Sarasota, and Miami, all impacted by climate-driven risks.

Stand raises $35M to expand its resilience-linked property insurance model from California to Florida’s high-risk windstorm market, promoting mitigation-based coverage.

California Insurance Commissioner issues warning and guidance on insurance coverage risks for mudslides and debris flow following wildfires, highlighting regulatory context and consumer preparedness.

Verisk's 2025 report reveals global insured property losses from natural catastrophes have risen to $152B annually, driven by frequent severe events. Insurers must adjust risk models and strategies to manage growing catastrophe exposures effectively.