Warsaw Common Council reviews optional HomeServe lateral line insurance program to help homeowners cover costly sewer and water lateral line repairs. Program endorsed by NLC and AIM.

Explore how umbrella insurance provides additional liability coverage beyond standard policy limits, protecting against extensive legal and financial risks for homeowners and renters.

California's Assembly Bill 238 requires mortgage servicers to offer up to 12 months of forbearance to homeowners impacted by the 2025 LA wildfires, providing critical foreclosure protection and financial relief.

A truck collision with an Idaho home exposed complexities in insurance claims and repair delays, spotlighting homeowner challenges with overlapping insurer roles and stalled settlements.

Cornerstone Homebuyers expands its service offering cash purchases for fire-damaged houses across Florida, addressing restoration costs, insurance complexities, and market challenges.

Explore five innovative insurance strategies addressing wildfire risk for U.S. homeowners, including parametric models, community insurance, FAIR plans, and regulatory reforms to stabilize markets.

California's median home insurance remains moderate but reforms allowing climate risk models will likely increase premiums and affect coverage, especially in fire-prone areas.

Comprehensive winter home maintenance guide for U.S. homeowners: prevent frozen pipes, improve energy efficiency, ensure safety, and understand insurance coverage for seasonal risks.

Oklahoma insurance officials share essential winterization tips to help homeowners prevent costly weather-related damages from snow, ice, and freezing temperatures this season.

Analysis reveals that rising homeowners insurance premiums and associated costs significantly increase the hidden expenses of homeownership, with sharp regional disparities in the U.S. market.