Florida Bill Mandates Human Review for AI-Driven Insurance Claim Denials

Florida lawmakers discussed House Bill 527, which proposes that any insurance claim denials must be reviewed and finalized by a qualified human professional. The bill aims to ensure that AI-generated data used in claim decisions is independently verified and documented by a human reviewer. Supporters argue this measure protects policyholders from automated errors, while opponents warn it could hinder the adoption of AI tools in insurance claims processing. The bill passed the House Insurance and Banking Subcommittee and will continue through further legislative review.