Panorama Insurance Associates backs the California Insurance Market Reform Act to modernize regulation, support agents, and address rising premiums amid insurer withdrawals.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

A new study reveals homeowners with low credit scores pay significantly higher insurance premiums than those in high disaster risk areas, prompting calls for regulatory reforms in insurance pricing.

Explore how inflation, interest rates, and insurer financial strength affect annuity safety for retirees amid current economic volatility. Learn about product types and risk management strategies.

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

The U.S. captive reinsurance sector continues steady growth with rising profitability and expanded market penetration, driven by rate increases and regulatory updates.

Despite recent legal reforms and new insurers entering the market, most Florida homeowners continue to experience rising home insurance premiums. Data shows varied insurer performance with Citizens Property Insurance reducing premiums but shrinking in policy count. Market competition grows in South Florida, yet overall costs trend upward due to inflation and underwriting dynamics.

Colorado anticipates up to 110,000 individual health insurance exchange enrollees may lose coverage due to legislative changes and tax credit expirations, raising concerns about market and regulatory impacts.

Connecticut Insurance Department reviews 2026 health insurance rate requests amid uncertain ACA subsidy expirations that could significantly impact premiums and coverage. Learn about regulatory impacts, market trends, and healthcare affordability.

The Trump administration ends ACA health coverage eligibility for DACA recipients, potentially affecting thousands in the U.S. insurance market and public health.