North Carolina's new auto insurance laws raise surcharges for new drivers, increase minimum liability coverage, and allow longer premium hikes for speeding violations, affecting insurance costs and risk evaluation.

Indiana's new fiduciary duty law requires health insurance intermediaries to prioritize plan sponsors' interests, aiming to reduce health care costs and improve transparency in employee-sponsored insurance.

Millions across 42 U.S. states face financial exposure to earthquake damage due to low earthquake insurance uptake. Standard policies often exclude quake damage, requiring specialized coverage.

North Carolina's SB 319 law increases auto insurance minimum coverage limits and extends the inexperienced driver period to eight years, impacting premiums and regulatory compliance starting July 2025.

California court finds FAIR Plan's smoke damage claim restrictions unlawful, impacting wildfire-related home insurance coverage and insurer liability standards.

Regulators and actuaries evaluate shifting to insured population data to better capture mortality trends in individuals aged 80+, addressing rising mortality deterioration and socioeconomic impacts on longevity.

The U.S. Supreme Court upheld a vital Affordable Care Act provision on preventive care coverage, affirming the federal process governing insurance mandates under HHS authority.

California Insurance Commissioner expands FAIR Plan coverage to commercial properties and enhances transparency as wildfire claims and regulatory scrutiny increase. Learn about the impacts on insurers and policyholders.

Texas law mandates independent appraisal clauses in all personal auto policies starting September 2025, enhancing dispute resolution between policyholders and insurers and promoting OEM repair standards.

Florida regulators approve Southern Oak and American Integrity to assume over 51,000 policies from Citizens Property Insurance, advancing the state's insurance market depopulation strategy and signaling market stabilization.