Eighth Circuit decision in Noonan v. American Family Mutual Insurance clarifies insurer obligations on roof replacement and shingle matching under specific policy endorsements.

North Dakota's new law grants the insurance commissioner authority to require restitution and impose fines on insurers, enhancing regulatory enforcement and consumer protections.

Florida appeals court reverses judgment against Universal Property & Casualty, reinforcing insurer rights to prompt notice defense despite partial payments in homeowners insurance claims.

In 2024, evolving AI regulations and rising medical costs significantly impact U.S. insurance sectors, influencing cybersecurity coverage and workers' compensation in key states like Colorado and New Jersey.