INSURASALES
Healthcare Providers Challenge HIPAA Update; Sector Faces Regulatory and Market Shifts

Healthcare Providers Challenge HIPAA Update; Sector Faces Regulatory and Market Shifts

Over 100 healthcare provider groups oppose HHS's proposed HIPAA cybersecurity update amid financial and timing concerns. Sector faces changes in Medicare Advantage, 340B, and insurance market consolidation.

U.S. Annuity Sales Hit Record $121 Billion in Q3 2025 Driven by RILAs and Variable Products

U.S. Annuity Sales Hit Record $121 Billion in Q3 2025 Driven by RILAs and Variable Products

U.S. annuity sales reached a record $121.2 billion in Q3 2025 as registered index-linked annuities and traditional variable products surged. Fixed annuities showed mixed results amid evolving market conditions.

AI is Reshaping Insurance: From Silent Coverage to Specialized Policies

AI is Reshaping Insurance: From Silent Coverage to Specialized Policies

Explore how artificial intelligence is transforming insurance risk profiles and prompting the development of specialized AI insurance policies. Understand silent AI coverage, industry parallels to cyber insurance, and key risk management strategies for insurers and businesses.

Rising Gold Prices Highlight Jewelers Insurance Coverage Gaps

Rising Gold Prices Highlight Jewelers Insurance Coverage Gaps

With gold and precious metal prices surging, many homeowners may face insurance coverage gaps for jewelry. Explore options like riders and scheduled personal property to secure adequate protection.

House Republicans Outline Healthcare Reform Priorities Focused on Cost Reduction and Market Competition

House Republicans Outline Healthcare Reform Priorities Focused on Cost Reduction and Market Competition

House Republicans propose expanding Health Savings Accounts and reforming pharmacy benefit managers to reduce healthcare costs and increase insurance market competition amid debates over Obamacare subsidies.

Fitch Confirms Stable 2026 Outlook for US Property/Casualty Insurance Sector

Fitch Confirms Stable 2026 Outlook for US Property/Casualty Insurance Sector

Fitch Ratings projects a stable combined ratio and robust underwriting profits for US property/casualty insurers in 2026 despite market challenges, emphasizing steady statutory performance, capital strength, and potential growth in M&A activity.

Report Challenges Michigan Auto No-Fault Law Impact on Insurance Rates and Coverage

Report Challenges Michigan Auto No-Fault Law Impact on Insurance Rates and Coverage

A new Milliman report challenges claims that Michigan's 2019 auto no-fault law lowered insurance rates and reduced uninsured drivers, showing increased premiums and coverage gaps.

Congress ACA Deadline Looms While Premium Spike Fears Intensify Across the Industry

Congress ACA Deadline Looms While Premium Spike Fears Intensify Across the Industry

Congress faces a deadline to extend ACA subsidies that prevent premium hikes for millions, but partisan divisions create uncertainty amid a critical midterm election year.

CMS Finalizes 2026 OPPS Rule: Payment Updates and Policy Changes for Outpatient Care

CMS Finalizes 2026 OPPS Rule: Payment Updates and Policy Changes for Outpatient Care

CMS’s 2026 OPPS final rule updates outpatient payment policies, adjusts 340B drug recoupment, extends site-neutral payment models, expands ASC services, and enhances hospital price transparency requirements effective January 2026.

Expanded HSA Eligibility Faces Limits As ACA Premiums Skyrocket

Expanded HSA Eligibility Faces Limits As ACA Premiums Skyrocket

Republican proposals to expand Health Savings Account eligibility for ACA enrollees face legal limits and premium cost challenges amid expiring subsidies.