Tag: wildfire

Utah's New Wildfire Mitigation Law Sets Framework for WUI Homeowner Fees

Utah's House Bill 48 introduces fees and assessments for homeowners in wildfire-prone Wildland Urban Interface areas to enhance fire risk mitigation and insurance stability.

California Law Mandates Mortgage Forbearance for 2025 Wildfire-Affected Homeowners

California's Assembly Bill 238 requires mortgage servicers to offer up to 12 months of forbearance to homeowners impacted by the 2025 LA wildfires, providing critical foreclosure protection and financial relief.

Wildfire Survival Linked to Zone Zero Vegetation Management and Home Hardening

New research shows homes with cleared vegetation in California's zone zero better survive wildfires. Home hardening and defensible space policies impact wildfire risk.

Colorado Advances Wildfire Smoke Cleanup Standards to Streamline Insurance Claims

Colorado's new state-commissioned study recommends standardized wildfire smoke and ash cleanup protocols to streamline insurance claims and address indoor contamination risks after wildfires.

Idaho Rural Homeowners Face Wildfire Insurance Crisis with Rising Premiums and Coverage Loss

Rural homeowners in Idaho face an escalating insurance crisis as wildfire risks drive coverage drops and premium hikes, exposing financial vulnerabilities amid limited state support.

California's FAIR Plan Seeks 36% Rate Hike Amid Rising Wildfire Losses

California's FAIR Plan requests a 36% average rate increase after wildfire losses, highlighting growing challenges as private insurers leave disaster-prone markets and state pools assume more risk.

Advanced Technologies Transform Wildfire Risk Management in U.S. Insurance

Explore how AI-driven risk models, geospatial analytics, and advanced technologies are reshaping wildfire risk management and insurance coverage in the U.S. market.

Reno Sisters Face Insurance Loss and Fire Aftermath in High-Risk Zone

Two Reno sisters lost their home to fire and insurance coverage due to high wildfire risk, illustrating challenges of insuring homes in fire zones and community emergency support efforts.

Regional Firefighting Efforts and Rising Health Insurance Costs Impact U.S. Market

A coordinated firefighting response improves wildfire control while rising health insurance premiums intensify calls for expanded Medicare coverage, impacting insurance underwriting and risk assessment.

Berkeley Enacts Wildfire Safety Ordinance Amid Insurance Cancellations

Berkeley implements a new wildfire safety ordinance requiring a 5-foot clearance around homes to mitigate fire risk amid rising insurance policy cancellations in the hills.