U.S. property/casualty insurance posts strongest underwriting results since 2013 with improved combined ratios and premium growth; 2025 outlook tempered by wildfire losses and tariff impacts on costs.

The US property & casualty insurance sector achieved its strongest underwriting results since 2013 in 2024, driven by improvements in personal lines and facing emerging economic and environmental challenges in 2025.

American Coastal Insurance reports Q1 2025 earnings with a 65% combined ratio and over 30% return on equity, highlighting underwriting discipline and premium growth in property and casualty insurance.

American Financial Group's Q1 2025 earnings show a profit decline due to catastrophe losses and reduced investment returns, with a strong focus on capital returns and underwriting discipline.

Beyond Risk Topco unifies its healthcare benefits insurance businesses under Beyond Health, enhancing underwriting and operational scalability in medical stop loss insurance.

Canadian insurer Beneva transitions core insurance systems to Guidewire Cloud Platform, enhancing underwriting, billing, and policy administration with advanced cloud technologies for operational agility and improved customer experience.

Kin achieves $100 billion in total insured property value, driven by technology-enhanced underwriting, geographic diversification, and profitable growth in direct-to-consumer homeowners insurance.

The Q1 2025 J.D. Power Insurance Intelligence report reveals trends in consumer shopping and switching rates across auto, home, and renters insurance amid inflation and material cost challenges, influencing underwriting and premiums.

Chubb's Q1 2025 earnings show significant catastrophe losses from California wildfires impacting net income despite premium growth and underwriting improvements.

Connecticut lawmakers propose legislation to ban insurance premium hikes and policy cancellations based on dog breed, challenging current underwriting practices and liability standards.