INSURASALES

Tag: underwriting

US Personal Lines Return to Underwriting Profitability in 2024 Driven by Rate Increases and Claims Moderation

Fitch Ratings reports improved underwriting profitability in US personal lines for 2024, fueled by claims severity moderation, steady frequency, and premium rate hikes. Insights into market performance and trends.

United Automobile Insurance Company: Innovation and Customer Focus Drive Auto Insurance Growth

United Automobile Insurance Company (UAIC) leads the U.S. auto insurance market through disciplined underwriting, technological innovation, and customer-centric service. The company's strategic growth and technology investments enhance claims management and accessibility across multiple states.

Porch Group’s HOA Tops AM Best Homeowners Insurance Rankings

Porch Group's Homeowners of America Insurance Company ranked first in Texas and third nationally in direct combined ratio performance in the 2024 AM Best report, demonstrating strong underwriting and loss ratio improvements continuing into 2025.

U.S. P/C Insurance Achieves Best Underwriting Results Since 2013 Amid 2025 Cautions

U.S. property/casualty insurance posts strongest underwriting results since 2013 with improved combined ratios and premium growth; 2025 outlook tempered by wildfire losses and tariff impacts on costs.

US P&C Insurance Industry Posts Best Underwriting Results Since 2013 in 2024

The US property & casualty insurance sector achieved its strongest underwriting results since 2013 in 2024, driven by improvements in personal lines and facing emerging economic and environmental challenges in 2025.

American Coastal Insurance Q1 2025: Strong Underwriting Drives 65% Combined Ratio

American Coastal Insurance reports Q1 2025 earnings with a 65% combined ratio and over 30% return on equity, highlighting underwriting discipline and premium growth in property and casualty insurance.

American Financial Q1 2025 Earnings Show Lower Profit, Capital Return Focus

American Financial Group's Q1 2025 earnings show a profit decline due to catastrophe losses and reduced investment returns, with a strong focus on capital returns and underwriting discipline.

Beyond Risk Consolidates Employee Healthcare Benefits Under Beyond Health

Beyond Risk Topco unifies its healthcare benefits insurance businesses under Beyond Health, enhancing underwriting and operational scalability in medical stop loss insurance.

Beneva Advances Core Insurance Operations with Guidewire Cloud Migration

Canadian insurer Beneva transitions core insurance systems to Guidewire Cloud Platform, enhancing underwriting, billing, and policy administration with advanced cloud technologies for operational agility and improved customer experience.

Kin Surpasses $100 Billion in Insured Property Value Mark

Kin achieves $100 billion in total insured property value, driven by technology-enhanced underwriting, geographic diversification, and profitable growth in direct-to-consumer homeowners insurance.