INSURASALES

Tag: underwriting

AI is Reshaping Insurance: From Silent Coverage to Specialized Policies

Explore how artificial intelligence is transforming insurance risk profiles and prompting the development of specialized AI insurance policies. Understand silent AI coverage, industry parallels to cyber insurance, and key risk management strategies for insurers and businesses.

Fitch Confirms Stable 2026 Outlook for US Property/Casualty Insurance Sector

Fitch Ratings projects a stable combined ratio and robust underwriting profits for US property/casualty insurers in 2026 despite market challenges, emphasizing steady statutory performance, capital strength, and potential growth in M&A activity.

Advances in Property Intelligence Enhance Interior Risk Visibility for U.S. Insurers

New property intelligence tools provide U.S. insurers with scalable interior risk data, improving underwriting accuracy, pricing precision, and reinsurance negotiations. Learn how this innovation transforms property risk management.

SCOR SE Reports Improved Q3 2025 Results Driven by Disciplined Underwriting

SCOR SE improves Q3 2025 performance with disciplined underwriting and low catastrophe losses, driving stronger combined ratio and stable investment returns.

Top Global Property/Casualty Insurers Show Strong Premium Growth

Explore 2024 trends among the top 50 global property/casualty insurers, featuring premium growth, loss ratio improvements, and shifting market rankings.

SiriusPoint Sells Arcadian Stake to Lee Equity for $139M with Capacity Deal

SiriusPoint sells 49% stake in Arcadian Risk Capital to Lee Equity for $139M; deal includes extended capacity agreement through 2031, boosting specialty underwriting platform.

U.S. P&C Market Sees Premium Growth Amid Underwriting Profitability Pressure

Explore the dynamics of premium growth and underwriting profitability in the U.S. property and casualty insurance market amid rising claims severity and reinsurance costs. Learn key insights for actuaries and finance leaders.

U.S. Commercial Auto Insurance Posts Over $10 Billion in Losses Amid Rising Claims Costs

The U.S. commercial auto insurance line incurs $10 billion in net underwriting losses over two years due to increased claims costs and adverse loss reserve developments, impacting the P/C insurance market.

Progressive's Underwriting Discipline Drives Long-Term Insurance Market Success

Progressive Insurance's disciplined underwriting and tech innovations underpin sustained profitability and investor returns in the competitive U.S. auto insurance market.

Global Reinsurance Capacity Hits $720B in 2025 Amid Strategic Market Shifts

Global reinsurance capacity reaches $720 billion in 2025 with record catastrophe bond issuance. Aon highlights strategic imperatives for insurers to sustain growth amid market pressures.