The expiration of COVID-era ACA subsidies in 2026 will lead to significant premium hikes, plan downgrades, and increased uninsured rates, impacting millions of Americans and U.S. healthcare markets.

Citizens Property Insurance in Florida recommends a 2.6% rate reduction for 2026, driven by legal reforms and policy depopulation amid varied regional impacts.

Congress faces a critical decision on extending ACA enhanced premium subsidies as the December 15 enrollment deadline approaches, risking premium hikes and coverage losses for millions.

Michigan residents must enroll by December 15, 2025 to have 2026 Health Insurance Marketplace coverage start on January 1. Enrollment continues through January 15 with later effective dates.

NCOIL updates anti-insurance fraud model law and readopts Storm Chasers model to strengthen contractor regulations and reduce fraud risks after catastrophes.

Illinois introduces comprehensive health insurance reforms effective 2026, including expanded coverage for generics, menopause, infertility, and greater billing transparency.

The IRDAI has liberalised surety insurance regulations in India, moving to a principles-based framework in 2024 that enhances insurer flexibility while maintaining key restrictions on financial guarantees and foreign assets.

Hong Kong insurers issued thousands of life and property policies in Wang Fuk Court, with Fitch affirming stable margins and strong solvency amid disciplined pricing. Industry updates include leadership shifts, enhanced claims solutions, and cybersecurity governance focus.

Expanded Obamacare tax credits established during the pandemic will expire at year-end, influencing health insurance affordability and market enrollment.

CMS issues National Coverage Determination for FDA-approved renal denervation treatment under Coverage with Evidence Development for uncontrolled hypertension in Medicare patients.