Explore life insurance fundamentals, including actuarial risk, premium factors, term vs permanent policies, and AI-driven underwriting innovations transforming the U.S. insurance market.

Q1 earnings reveal mixed performance among major U.S. life insurers amid interest rate shifts, demographic trends, and competitive pressures from insurtech firms.

HDFC Life posts 17% growth in individual premiums and expands market share in FY25 as India's life insurance sector shows resilience with rising premiums and evolving distribution strategies.

J.P. Morgan projects rapid growth in U.S. pension risk transfers, driven by improved funding, insurer competition, and rising PBGC premiums, benefiting leading life insurers like MetLife and Prudential.

Swiss Re's latest sigma study projects slower global insurance premium growth and economic expansion due to increased US tariffs, with the US market most affected.

U.S. workplace insurance sales declined in Q1 2025, with life, disability, and supplemental products returning to pre-pandemic levels amid economic headwinds, LIMRA reports.

Regulators and actuaries evaluate shifting to insured population data to better capture mortality trends in individuals aged 80+, addressing rising mortality deterioration and socioeconomic impacts on longevity.

Explore comprehensive insights on variable universal life insurance (VUL) including its structure, flexibility, risks, fees, and market share in the U.S. life insurance industry.

Brighthouse Financial is exploring the sale of its US life insurance and annuity business, attracting bids from private equity firms TPG and Aquarian Holdings, signaling shifts in industry investment trends.

Ashley Barnhardt, a North Carolina insurance agent, faces 72 felony charges for using client identities to commit life insurance fraud, highlighting regulatory scrutiny and enforcement in the insurance sector.