New Jersey's Assembly Bill 6106 proposes mandatory right-to-appraisal provisions in insurance policies to resolve valuation disputes in claims efficiently. This legislation follows trends in other states enhancing insurance claim dispute mechanisms.
Georgia and Alabama implement new insurance laws in 2025, including a catastrophe savings account and extended policy termination notice, alongside Alabama's hemp product sales ban.
California Insurance Commissioner Ricardo Lara under investigation for ethics and transparency violations amid campaign finance and insurance industry dealings. Analysis of regulatory impacts and market implications.
Oklahoma Attorney General Gentner Drummond intervenes in lawsuits against State Farm alleging a scheme to reduce homeowners insurance claim payments, citing violations of multiple state consumer protection laws and raising regulatory and market accountability issues.
New York's DFS issues uniform regulations for hurricane deductibles in homeowners insurance, effective 2026, standardizing definitions, notices, and application criteria statewide.
Heritage Property & Casualty Insurance receives regulatory approval for up to 9.6% rate reductions in Florida, signaling ongoing market adjustments following state reforms. Policyholders see an average 3.3% decrease effective February 2026.
The IRDAI has liberalised surety insurance regulations in India, moving to a principles-based framework in 2024 that enhances insurer flexibility while maintaining key restrictions on financial guarantees and foreign assets.
A KFF poll reveals that rising ACA premiums and expiring tax credits could lead 25% of enrollees to forgo coverage, underscoring challenges in health insurance affordability for 2026.
GAO's recent report uncovers persistent fraud vulnerabilities in the federal Marketplace advance premium tax credit program, revealing risks related to SSN misuse, unreconciled credits, and unauthorized enrollment changes.
Michigan's 2019 no-fault auto insurance reforms led to an 18.8% decrease in personal auto premiums, significant shifts in PIP offerings, and ongoing legislative changes to deductible structures and agent disclosures.
