California court finds FAIR Plan's smoke damage claim restrictions unlawful, impacting wildfire-related home insurance coverage and insurer liability standards.

Regulators and actuaries evaluate shifting to insured population data to better capture mortality trends in individuals aged 80+, addressing rising mortality deterioration and socioeconomic impacts on longevity.

The U.S. Supreme Court upheld a vital Affordable Care Act provision on preventive care coverage, affirming the federal process governing insurance mandates under HHS authority.

California Insurance Commissioner expands FAIR Plan coverage to commercial properties and enhances transparency as wildfire claims and regulatory scrutiny increase. Learn about the impacts on insurers and policyholders.

Texas law mandates independent appraisal clauses in all personal auto policies starting September 2025, enhancing dispute resolution between policyholders and insurers and promoting OEM repair standards.

Florida regulators approve Southern Oak and American Integrity to assume over 51,000 policies from Citizens Property Insurance, advancing the state's insurance market depopulation strategy and signaling market stabilization.

Explore Florida's 2025 auto accident law reforms including modified comparative negligence and shortened statute of limitations affecting injury claims and insurance practices.

Home insurance rates rise in Taos County, NM due to wildfire risks and increased replacement costs, with new regulations promoting defensible space and wildfire preparedness.

Wisconsin lawmakers passed a bill classifying gig drivers as independent contractors, exempting them from traditional labor protections but introducing a portable benefits program. The legislation impacts gig economy insurance and labor regulations.

Effective January 2026, Louisiana mandates insurers to offer liability insurance discounts to commercial vehicles equipped with dashcams and telematics, aiming to improve safety and lower costs.