INSURASALES

Tag: insurance regulation

Florida 2025 Auto Accident Law Reforms: Comparative Negligence and Statute of Limitations Changes

Explore Florida's 2025 auto accident law reforms including modified comparative negligence and shortened statute of limitations affecting injury claims and insurance practices.

Wildfire Risks Drive Up Home Insurance Costs in Taos County, NM

Home insurance rates rise in Taos County, NM due to wildfire risks and increased replacement costs, with new regulations promoting defensible space and wildfire preparedness.

Wisconsin Legislation Classifies Gig Drivers as Independent Contractors with Portable Benefits

Wisconsin lawmakers passed a bill classifying gig drivers as independent contractors, exempting them from traditional labor protections but introducing a portable benefits program. The legislation impacts gig economy insurance and labor regulations.

Louisiana Law to Cut Liability Premiums for Commercial Vehicles with Dashcams

Effective January 2026, Louisiana mandates insurers to offer liability insurance discounts to commercial vehicles equipped with dashcams and telematics, aiming to improve safety and lower costs.

Florida Lawmakers End Session Without Major Insurance Reforms

Florida's 2024 legislative session ends with limited insurance reforms amid profit-shifting concerns and stalled regulatory oversight initiatives. Lawmakers plan further action next session.

Louisiana Prohibits Auto Rate Increases Solely Based on Age 65 and Older

Louisiana's new law bans auto insurers from raising rates solely because drivers turn 65, impacting premium pricing and regulatory compliance.

Florida Property Insurance Sees Rising Premiums Despite Stable Policy Counts

Florida's property insurance market shows rising premiums driven by construction and reinsurance costs despite stable policy counts following litigation reform legislation.

Disputes Rise Over Insurance Coverage of OEM Collision Repairs in U.S.

U.S. insurers increasingly dispute coverage of OEM post-collision repairs, raising safety and reimbursement issues amid growing industry conflicts.

Long-Term Care Trends Drive Growth in Hybrid Life Insurance and Legislative Action

Explore the growth of hybrid life insurance with LTC riders, state and federal LTC initiatives, and the evolving regulatory landscape shaping long-term care financing in the U.S.

Farmers Insurance Policy Cancellations Alert Senior Homeowners

Issues with unexpected cancellations of Farmers Insurance home policies affect senior clients, prompting scrutiny of insurer practices and advice on regulatory compliance and consumer actions.