Michigan's 2019 auto insurance reform led to $357 average savings per vehicle, reduced uninsured motorist rates, and adjustments in PIP coverage. The reform's impact continues to shape Michigan's insurance market.

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Illinois introduces comprehensive health insurance reforms effective 2026, including expanded coverage for generics, menopause, infertility, and greater billing transparency.

Michigan's 2019 bipartisan auto insurance reform has reduced average vehicle insurance costs by $357, improved uninsured motorist rates, and maintained extensive coverage options including lifetime medical benefits, according to a recent DIFS report.

A 2025 report from Michigan DIFS analyzes the 2019 auto insurance reform, highlighting cost reductions, expanded consumer protections, and improved access to care in Michigan's auto insurance market.