Florida's no-fault auto insurance system raises premiums for safe drivers by spreading accident costs statewide. Legislative change and state-run insurance options could reshape affordability and driver accountability.

Explore how market-driven reforms and reducing regulatory barriers can enhance competition, innovation, and affordability in U.S. health insurance.

Uber targets New York lawmakers with a six-figure ad campaign to address insurance insolvency and reform amid rising rideshare costs and legal challenges.

Colorado proposes a 1% home insurance fee to fund hail damage mitigation and wildfire claim support, aiming to stabilize market and lower homeowners premiums.