Health insurance premiums are set to increase significantly in 2026 due to growing medical claims, costly new therapies, and reduced government support in the individual marketplace. Employer plans may also shift more costs to employees.
Minnesota health insurance premiums are expected to increase between 7% and 26% in 2026 due to rising health care costs and the expiration of federal subsidies under the Affordable Care Act.
Colorado lawmakers propose a $100M state loan to support ACA health insurance affordability fund amid federal subsidy expiration risks, aiming to prevent premium spikes and coverage losses.
Pennsylvania insurance carriers propose average 19% premium hikes for ACA plans in 2026 amid expiring federal tax credits. State review ongoing; public comment open through Sept. 2.
U.S. health insurance premiums are projected to rise sharply in 2026, outpacing general inflation and driving higher out-of-pocket costs amid waning tax credits. Employer-based coverage and ACA marketplace premiums will pose significant affordability challenges.
Despite recent legal reforms and new insurers entering the market, most Florida homeowners continue to experience rising home insurance premiums. Data shows varied insurer performance with Citizens Property Insurance reducing premiums but shrinking in policy count. Market competition grows in South Florida, yet overall costs trend upward due to inflation and underwriting dynamics.
Connecticut Insurance Department reviews 2026 health insurance rate requests amid uncertain ACA subsidy expirations that could significantly impact premiums and coverage. Learn about regulatory impacts, market trends, and healthcare affordability.
Nevada and Colorado announce notable health insurance premium hikes for individual and small group markets in 2026, driven by federal tax changes and new state programs like Nevada's Battle Born State Plans.
Long-term care insurance premiums in New York are rising sharply due to past underpricing and actuarial adjustments, challenging affordability for seniors and prompting regulatory scrutiny.
Tennessee risks significant health insurance coverage losses and premium increases without extension of enhanced premium tax credits established by the American Rescue Plan, impacting over 265,000 residents and rural healthcare providers.
