ACA Subsidy Expiration to Trigger Major Premium Hikes in 2026

The upcoming expiration of Affordable Care Act (ACA) subsidies starting in 2026 is prompting significant concern among affected individuals, especially those who rely on marketplace insurance plans. Without these subsidies, many anticipate substantial premium hikes, with some premiums expected to more than double, placing considerable financial strain on self-employed individuals and small business workers. Nationally, average premium payments are projected to increase by 114%, with some Americans over 50 facing annual premium increases of up to $10,000.