TD Cowen Highlights Mixed Outlook for Casualty Insurance Market
TD Cowen's recent field trip reveals mixed views on casualty insurance pricing, specialty lines potential, reserve adequacy concerns, and cyber risk underwriting challenges.
TD Cowen's recent field trip reveals mixed views on casualty insurance pricing, specialty lines potential, reserve adequacy concerns, and cyber risk underwriting challenges.
Explore how CMS's Medicare Advantage Star Rating system's opaque methodologies create regulatory arbitrage and financial risks for insurers like Elevance Health, Humana, and UnitedHealthcare, shaping the healthcare insurance landscape.
Elevance Health lowers its 2025 profit outlook due to higher ACA and Medicaid costs driven by sicker patients and increased care utilization, reflecting an industry-wide trend. Analysts anticipate persistent insurer losses before improvement in 2026.
The U.S. health insurance market is projected to grow to $2.13 trillion by 2030, driven by rising healthcare costs, chronic diseases, and digital adoption. Employer and individual plans evolve amid regulatory and technological shifts.
Elevance Health reports 15% revenue growth in Q1 2025 driven by Medicare Advantage expansion, premium increases, and CarelonRx portfolio growth, highlighting ongoing healthcare market evolution.