INSURASALES

Tag: insurance market

Triple-I Study Reveals $42.8B Excess Motor Vehicle Tort Litigation Impact on Auto Insurance

Triple-I analysis finds $42.8 billion in excess motor vehicle tort litigation value from 2014-2023, highlighting impacts on U.S. auto insurance costs and the need for improved civil court data transparency.

North Carolina Flood Risk Updates Highlight Insurance Market Challenges

North Carolina's updated flood risk data and evolving storm patterns present challenges and opportunities for flood insurance markets and risk management strategies.

U.S. Property/Casualty Insurance Posts $11.5B Midyear Underwriting Gain

Midyear 2025 U.S. property/casualty insurance industry reports $11.5B underwriting gain despite inflation and catastrophe losses, with solid surplus and improved combined ratio.

Pennsylvania ACA Premiums Could Jump 300% Without Subsidy Extension

Monthly premiums on Pennsylvania's ACA exchange may spike up to 300% if federal enhanced premium tax credits expire, affecting 450,000+ enrollees and market stability.

Federal Court Blocks Key ACA Exchange Rule Changes; Administration Appeals

A federal court blocks key provisions of the CMS Marketplace Integrity and Affordability rule affecting ACA exchanges, prompting an appeal from the Trump administration. Changes impact health plan design, enrollment rules, and taxpayer costs.

Global Reinsurance Capacity Hits $720B in 2025 Amid Strategic Market Shifts

Global reinsurance capacity reaches $720 billion in 2025 with record catastrophe bond issuance. Aon highlights strategic imperatives for insurers to sustain growth amid market pressures.

Understanding Percentage-Based Deductibles in Homeowners Insurance

Explore how percentage-based deductibles in homeowners insurance affect claim payouts and risk-sharing after catastrophes like hurricanes and windstorms. Understand regulatory context and market implications.

Securian Financial Launches AccumuLink™ Advance Registered Index-Linked Annuity

Securian Financial introduces AccumuLink™ Advance, a registered index-linked annuity offering flexible risk management and market upside potential for retirement portfolios.

Pharmaceutical Import Tariffs Impact Small Group Health Insurance Premiums

Pharmaceutical import tariffs are driving up health insurance premiums in the ACA small group market, as insurers anticipate higher drug costs and incorporate these risks into rate filings. This impacts employer health benefits and premium affordability.

2026 Health Insurance Costs to Rise Due to Expensive Therapies and Market Shifts

Health insurance premiums are set to increase significantly in 2026 due to growing medical claims, costly new therapies, and reduced government support in the individual marketplace. Employer plans may also shift more costs to employees.