The Renton Police Officers Guild is suing the City of Renton over the use of surplus funds from a self-insurance health plan to establish health savings accounts, raising issues of fund governance and union rights.

Florida's 2024 homeowner insurance premiums may decrease as reduced reinsurance costs and tort reform lower windstorm risk expenses. Market stability emerges post-2024 hurricanes.

Lawsuits in California allege home insurers restricted wildfire coverage, pushing homeowners to costly FAIR Plan policies amid rising wildfire losses and insurer exits. Experts urge risk mitigation over litigation.