Illinois lawmakers introduce bills mandating right-to-appraisal clauses in auto insurance policies to streamline dispute resolution and enhance consumer protections. Penalties for non-compliant insurers include fines and license suspension.

Illinois Senate Bill 2691 mandates a study by the Department of Insurance on the impact of nondriving factors like credit scores and occupations on insurance premiums, aiming to enhance transparency and fairness in rate setting by 2027.

Panorama Insurance Associates backs the California Insurance Market Reform Act to modernize regulation, support agents, and address rising premiums amid insurer withdrawals.

Florida's top auto insurers plan average 6.5% rate cuts in 2024, reflecting the impact of recent legislative reforms on the state's auto insurance market. Drivers see financial relief after previous steep premium hikes.

Massachusetts lawmakers debate legislation to require insurance coverage for costly home heating oil spills, addressing a significant gap in homeowners' protection against environmental hazards.

Massachusetts proposes legislation mandating insurance coverage for mobile integrated health programs, aiming to expand EMS roles and reduce hospital visits, amid insurer reimbursement concerns.

Michigan lawmakers introduce bills to reduce auto insurance premiums by 10% and eliminate reinstatement fees to lower uninsured rates and improve coverage access.

Louisiana enacts comprehensive auto insurance reforms targeting litigation reduction and stricter insurance oversight to lower coverage costs.

Louisiana Senate approves bill to shift insurance commissioner from elected to governor-appointed position, aiming to reduce political influence and improve industry oversight.

Texas Senate advances SB 458 to mandate appraisal clauses in auto and home insurance policies, enhancing dispute resolution and regulatory oversight.