Massachusetts lawmakers debate legislation to require insurance coverage for costly home heating oil spills, addressing a significant gap in homeowners' protection against environmental hazards.

Massachusetts proposes legislation mandating insurance coverage for mobile integrated health programs, aiming to expand EMS roles and reduce hospital visits, amid insurer reimbursement concerns.

Michigan lawmakers introduce bills to reduce auto insurance premiums by 10% and eliminate reinstatement fees to lower uninsured rates and improve coverage access.

Louisiana enacts comprehensive auto insurance reforms targeting litigation reduction and stricter insurance oversight to lower coverage costs.

Louisiana Senate approves bill to shift insurance commissioner from elected to governor-appointed position, aiming to reduce political influence and improve industry oversight.

Texas Senate advances SB 458 to mandate appraisal clauses in auto and home insurance policies, enhancing dispute resolution and regulatory oversight.

Senator Royce Duplessis raises concerns over auto insurance rates in Louisiana and debates potential legislation to limit insurer profitability.