Surging homeowners insurance premiums in Oklahoma are raising mortgage costs and reshaping lending practices, impacting borrower affordability and shifting market dynamics toward new home construction.

From 2021 to 2024, Utah homeowners saw nearly $700 average annual insurance premium increases amid climate risks and housing affordability challenges. This report highlights regulatory and market trends shaping property insurance.

Discover why Florida is the hottest state for real estate investments in 2025, highlighting tax advantages and housing market dynamics.