Explore the significant cost-of-living and insurance cost differences between blue and red states, with housing expenses and taxes shaping affordability for residents and retirees alike.

New York Assembly Bill A09016 proposes annual reporting on property and liability insurance for multifamily and nonprofit housing to enhance market transparency and inform regulatory oversight.

Mortgage rates must fall below 6% to enhance U.S. housing affordability and stimulate market activity, but experts predict declines won't occur until 2027 or later amid economic uncertainty.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

Explore why many older U.S. homeowners are considering downsizing amid high home equity and rising insurance and maintenance costs, and how current market trends impact their decisions.

New U.S. tax legislation increases SALT deductions and reinstates mortgage insurance deductions, offering potential savings for homeowners, especially in high-tax states.

Analysis of 2025 mortgage rate trends highlights Federal Reserve policy, Treasury yields, and inflation effects on U.S. housing affordability and lending costs.

Study finds U.S. homeowners spend over $21,000 yearly on hidden costs including maintenance, property taxes, insurance, and utilities, with significant state-by-state variation.

Rising homeowners insurance premiums are causing coverage gaps, increasing foreclosures and impacting community stability across the U.S. Market transparency and resilience investment are key to addressing this trend.

Explore how mortgage affordability influences homeownership decisions among the sandwich generation balancing eldercare and financial responsibilities in U.S. housing markets.