Federal Reserve rate cut lowers 30-year mortgage rates to 6.13%, boosting homebuyer activity and refinancing demand, resulting in significant monthly payment and long-term interest savings.

Mortgage rates in the U.S. drop following the Federal Reserve's interest rate cut, leading to increased refinancing demand and potential modest home sales growth. Insights on market trends.

Rising homeowners insurance costs driven by climate risks reshape the U.S. housing market. AI and tech innovations enhance risk management amid market imbalances.

Texas homeowners in 2024 faced rising overall homeownership costs despite a 6.6% drop in property taxes, driven by higher insurance and utilities expenses. Rent growth slowed but remains elevated, with income growth lagging behind.

Explore the significant cost-of-living and insurance cost differences between blue and red states, with housing expenses and taxes shaping affordability for residents and retirees alike.

New York Assembly Bill A09016 proposes annual reporting on property and liability insurance for multifamily and nonprofit housing to enhance market transparency and inform regulatory oversight.

Mortgage rates must fall below 6% to enhance U.S. housing affordability and stimulate market activity, but experts predict declines won't occur until 2027 or later amid economic uncertainty.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

Explore why many older U.S. homeowners are considering downsizing amid high home equity and rising insurance and maintenance costs, and how current market trends impact their decisions.

New U.S. tax legislation increases SALT deductions and reinstates mortgage insurance deductions, offering potential savings for homeowners, especially in high-tax states.