INSURASALES

Tag: housing market

Market Trends Highlight Downsizing Opportunities for Older U.S. Homeowners

Explore why many older U.S. homeowners are considering downsizing amid high home equity and rising insurance and maintenance costs, and how current market trends impact their decisions.

Tax Provisions in New U.S. Bill Offer Potential Savings for Homeowners

New U.S. tax legislation increases SALT deductions and reinstates mortgage insurance deductions, offering potential savings for homeowners, especially in high-tax states.

2025 Mortgage Rate Trends: Impact of Fed Policy and Market Dynamics on Housing Affordability

Analysis of 2025 mortgage rate trends highlights Federal Reserve policy, Treasury yields, and inflation effects on U.S. housing affordability and lending costs.

US Homeowners Face Over $21,000 Annually in Hidden Costs

Study finds U.S. homeowners spend over $21,000 yearly on hidden costs including maintenance, property taxes, insurance, and utilities, with significant state-by-state variation.

Rising Homeowners Insurance Costs Drive Coverage Gaps and Community Risks

Rising homeowners insurance premiums are causing coverage gaps, increasing foreclosures and impacting community stability across the U.S. Market transparency and resilience investment are key to addressing this trend.

Mortgage Affordability and Sandwich Generation Caregiving in U.S. Housing Market

Explore how mortgage affordability influences homeownership decisions among the sandwich generation balancing eldercare and financial responsibilities in U.S. housing markets.

Policy Uncertainty and Rising Costs Weigh on U.S. Housing Market in 2019

Policy unpredictability, rising insurance and tax costs, and trade tensions are slowing the U.S. housing market recovery in 2019, creating cautious consumer behavior and a weak summer buying season outlook.

Rising Homeowners Insurance Premiums Deepen U.S. Housing Affordability Challenges

Homeowners insurance premiums have surged 24% from 2021 to 2024, driven by extreme weather events and rising rebuilding costs, exacerbating U.S. housing affordability challenges for buyers and owners alike.

Congress Eyes Revival of Mortgage Insurance Premium Deduction to Boost Affordability

Congress proposes reinstating and expanding the mortgage insurance premium deduction to ease homeownership costs amid affordability challenges.

Rising Homeowners Insurance Costs Reshape Oklahoma Mortgage Market

Surging homeowners insurance premiums in Oklahoma are raising mortgage costs and reshaping lending practices, impacting borrower affordability and shifting market dynamics toward new home construction.