Health insurance premiums in the US are rising rapidly due to increased healthcare costs and policy changes, impacting affordability and coverage stability.

Pharmaceutical import tariffs are driving up health insurance premiums in the ACA small group market, as insurers anticipate higher drug costs and incorporate these risks into rate filings. This impacts employer health benefits and premium affordability.

AM Best revises U.S. health insurance sector outlook to negative due to higher medical utilization, rising costs, and regulatory challenges impacting Medicare, Medicaid, commercial, and ACA markets through 2025.

Federal court temporarily blocks key CMS rule on ACA health insurance exchange enrollment and eligibility pending further legal review, creating regulatory uncertainty.

Health insurance premiums are set to increase significantly in 2026 due to growing medical claims, costly new therapies, and reduced government support in the individual marketplace. Employer plans may also shift more costs to employees.

Minnesota health insurance premiums are expected to increase between 7% and 26% in 2026 due to rising health care costs and the expiration of federal subsidies under the Affordable Care Act.

Millions of small business owners and middle-income workers could lose ACA health insurance tax credits at year-end, impacting access to affordable coverage.

Colorado lawmakers propose a $100M state loan to support ACA health insurance affordability fund amid federal subsidy expiration risks, aiming to prevent premium spikes and coverage losses.

Medicare Advantage plans face a 29-point drop in member satisfaction driven by rising medical costs and digital engagement challenges, reports J.D. Power. Rising expenses and regulatory scrutiny pressure insurers to improve service and transparency.

Colorado drops proposal to raise health insurance fees, opting instead for a $100M interest-free loan from the Unclaimed Property Trust Fund to fund state health insurance subsidies amid federal cuts.