INSURASALES

Tag: health insurance

Michigan Lawmakers Clash Over ACA Subsidy Extension Amid Government Funding Deadline

Michigan lawmakers debate extension of enhanced ACA insurance premium subsidies as they negotiate government funding, with millions at risk of premium increases if subsidies expire.

Protecting Free Vaccines Act Introduced to Secure No-Cost Vaccine Coverage

The Protecting Free Vaccines Act mandates free vaccine coverage across private insurance, Medicaid, and Medicare to ensure no-cost vaccines recommended by ACIP remain accessible to insured Americans.

Medicare Limits Nursing Home Coverage: What Insurance Pros Need to Know

Medicare covers short-term skilled nursing care but excludes long-term custodial care in nursing homes. Insurance professionals must understand coverage nuances, eligibility, and alternative financing options including Medicaid and long-term care insurance.

Health Insurers to Cover Recommended Vaccines Through 2026

Health insurers, led by AHIP, will provide no-cost coverage for all ACIP-recommended vaccines through at least 2026, including updated COVID-19 and flu shots. Johnson County supports access via state and federal vaccine programs.

Rhode Island Faces Major Health Insurance Premium Hikes After Federal Subsidy Expiration

Rhode Island's health insurance marketplace faces sharp premium increases and enrollment declines after expiration of federal Enhanced Premium Tax Credits. State officials urge congressional action to restore subsidies and maintain affordable coverage.

Rhode Island Insurance Premiums Surpass 25% of Median Household Income Amid Regional Cost Increases

Insurance premiums in Rhode Island now exceed 25% of the median household income, with Delaware approving ACA premium increases for next year, reflecting rising costs in the regional insurance market.

California Faces Potential 50% Health Insurance Premium Increase in 2025

California health insurance premiums are projected to rise by up to 50% next year, posing affordability challenges and risk of coverage loss for many families. Regulatory and policy measures are critical to address this market instability.

State-Funded Health Coverage Expands for Undocumented Children and Adults

Explore how 14 states and DC use state funds to insure undocumented children and adults amid federal Medicaid and CHIP exclusions, highlighting policy designs and implementation challenges.

California Orders Closure of Meritage Health Plan Over Solvency Issues

California regulators mandate closure of Meritage Health Plan due to solvency failures, prompting reassignment of 11,000 Medicare Advantage members by Oct. 31, 2025. Insurers must ensure continuity of care amid contract terminations.

Health Insurance Premiums and Out-of-Pocket Costs to Rise Sharply in 2026

Explore the factors driving significant health insurance premium and out-of-pocket cost increases in 2026 across employer-sponsored plans, ACA exchanges, Medicare, and Medicaid. Understand how subsidy expirations and policy changes impact affordability and coverage.