Explore best practices for naming charitable beneficiaries on life insurance, IRAs, and financial accounts to optimize estate planning and support nonprofit legacies.

New research finds declining life insurance ownership and widespread financial inadequacy in American households, highlighting critical challenges for the U.S. insurance market and financial security planning.

Explore the complexities of Indexed Universal Life Insurance (IUL) including cash value growth, premium flexibility, floors and caps, and crediting methodology. Key insights for insurance professionals.

Discover how Athene's latest enhancements to their Fixed Indexed Annuity products are simplifying financial planning for professionals, with Preset Allocations and new rider options.

AuguStar Retirement introduces enhanced features for OrionShield annuities, including new premium bonuses and diversified index options, catering to the needs of independent marketing organizations and improving client financial security.

Exploring the gap between financial security and life satisfaction among U.S. retirees, a new study highlights the modest impact of financial status on retirement satisfaction. Ninety-two percent of retirees express satisfaction, suggesting a need to reevaluate retirement success measures.

Explore how U.S. seniors leverage home equity to manage rising long-term care costs, including options like reverse mortgages and home equity loans, and the implications on financial planning and eligibility for benefits like Medicaid.

Explore the re-evaluation of traditional retirement rules to create a personalized strategy. Get expert insights on financial planning for retirement.

Discover how annuities can enhance retirement savings according to a new study from UVA and Boston College, highlighting potential overpayments by insurers.

Explore how Tony Robbins advocates for annuities as a stable income source for retirement, providing insights into immediate and deferred options.