Tag: financial planning

Recordkeepers Must Prepare for In-Plan Annuities within Target Date Funds

Survey highlights growing demand for in-plan annuities in Target Date Funds, urging recordkeepers to invest in integration, expertise, and education to meet plan sponsor needs.

Key Considerations for Selecting Life Insurance Policies

Explore essential factors to consider when choosing life insurance policies to ensure optimal family financial protection.

Year-End Financial Planning Strategies for Physicians: Maximizing Retirement, Investments, and Income Protection

Explore essential year-end financial planning strategies tailored for physicians. Optimize retirement contributions, manage investments, and secure income protection for 2025.

Managing Financial Setbacks: Insights for Insurance and Finance Professionals

Explore strategies for managing financial setbacks and stress, with insights relevant for insurance and finance professionals. Learn about risk management, emotional impacts, and financial resilience.

Projected 2026 Health Insurance Premium Increases Signal Financial Strain

U.S. health insurance premiums are expected to rise sharply in 2026 due to expiring ACA subsidies and rising medical costs. Learn strategies for managing increased premiums and reducing financial impact.

NexAnnuity Launches NexCompounder FIA with Market-Linked Growth and Principal Protection

NexAnnuity launches NexCompounder FIA, a fixed index annuity offering growth potential, principal protection, and tax-deferred benefits tailored for diverse retirement plans.

Vanguard to Launch 401(k) Fund Featuring Annuity Options in 2026

Vanguard is introducing a 401(k) target date fund in 2026 that allows older workers to convert savings into fixed annuities, enhancing guaranteed retirement income options amid rising U.S. annuity sales.

Seasonal Uptick in Long-Term Care Planning Highlights Advisory Opportunities

Long-term care planning spikes during holidays and early year, driven by family discussions and growing consumer awareness. Advisors play key roles in guiding coverage selection amid evolving product options and market dynamics.

ACA Subsidy Expiration Threatens 26% Premium Increase for Enrollees

Expiration of ACA healthcare subsidies in 2026 could trigger a 26% average premium increase, impacting millions of enrollees. Strategies for managing rising costs include budgeting and debt counseling.

New Retirement Realities: Evolving Models & Strategies Amid Longer Lifespans

Explore how longer lifespans and pension decline reshape retirement planning with new saving and withdrawal strategies, portfolio adjustments, and income solutions like QLACs.