INSURASALES

Tag: financial planning

Projected 2026 Health Insurance Premium Increases Signal Financial Strain

U.S. health insurance premiums are expected to rise sharply in 2026 due to expiring ACA subsidies and rising medical costs. Learn strategies for managing increased premiums and reducing financial impact.

ACA Subsidy Uncertainty Could Trigger 26% Premium Hike; Budgeting Tips Offered

As ACA subsidies face expiration, enrollees may see a 26% premium increase. Financial experts advise budgeting and debt management strategies to navigate rising healthcare costs.

Year-End Insurance Planning Gains Momentum Among High Net Worth Clients

Year-end surge in insurance planning among high net worth clients driven by inflation, market gains, and enhanced advisory strategies. Key focus on life insurance audits and estate planning.

Understanding Market Value Adjustments in Stable Value Retirement Funds

Explore Market Value Adjustments in stable value funds, key risks during recordkeeper changes, and strategies to mitigate financial impacts for retirement plan sponsors.

Current Trends and Considerations in Fixed Annuities for Retirement Planning

Explore key insights on fixed annuities as retirement investment tools amid falling interest rates, covering guarantees, tax implications, and withdrawal rules.

Effective Life Insurance Planning for Growing Families

Explore vital strategies for life insurance planning tailored to growing families, focusing on guardianship, childcare, and long-term financial stability to secure your family's future.

Older Americans Face Growing Challenge of Credit Card Debt Before Retirement

Over half of Americans aged 50-64 carry credit card debt, complicating retirement planning. Strategies like refinancing and cost-cutting on auto insurance can help manage high-interest costs as estates, not heirs, are responsible for debt after death.

Federal Estate Tax Exemption Surge Reshapes Estate Planning for Federal Employees

Explore how the dramatic increase in the federal estate tax exemption impacts estate planning for federal employees, including trust strategies and step-up in basis tax benefits.

RightExpress Enables Efficient Retirement Planning with Minimal Data Entry

RightExpress by RightCapital streamlines retirement and financial planning for advisers using minimal client data and AI integration, enhancing prospecting and client onboarding efficiency.

U.S. Mortgage Rates Need to Drop Below 6% to Boost Housing Market, Experts Say

Mortgage rates must fall below 6% to enhance U.S. housing affordability and stimulate market activity, but experts predict declines won't occur until 2027 or later amid economic uncertainty.