Understanding Market Value Adjustments in Stable Value Retirement Funds
Explore Market Value Adjustments in stable value funds, key risks during recordkeeper changes, and strategies to mitigate financial impacts for retirement plan sponsors.
Current Trends and Considerations in Fixed Annuities for Retirement Planning
Explore key insights on fixed annuities as retirement investment tools amid falling interest rates, covering guarantees, tax implications, and withdrawal rules.
Effective Life Insurance Planning for Growing Families
Explore vital strategies for life insurance planning tailored to growing families, focusing on guardianship, childcare, and long-term financial stability to secure your family's future.
Older Americans Face Growing Challenge of Credit Card Debt Before Retirement
Over half of Americans aged 50-64 carry credit card debt, complicating retirement planning. Strategies like refinancing and cost-cutting on auto insurance can help manage high-interest costs as estates, not heirs, are responsible for debt after death.
Federal Estate Tax Exemption Surge Reshapes Estate Planning for Federal Employees
Explore how the dramatic increase in the federal estate tax exemption impacts estate planning for federal employees, including trust strategies and step-up in basis tax benefits.
RightExpress Enables Efficient Retirement Planning with Minimal Data Entry
RightExpress by RightCapital streamlines retirement and financial planning for advisers using minimal client data and AI integration, enhancing prospecting and client onboarding efficiency.
U.S. Mortgage Rates Need to Drop Below 6% to Boost Housing Market, Experts Say
Mortgage rates must fall below 6% to enhance U.S. housing affordability and stimulate market activity, but experts predict declines won't occur until 2027 or later amid economic uncertainty.
Longevity Economy Drives $600B Opportunity in Retirement, Biotech, and AI Finance
Explore how the aging U.S. population is creating a $600 billion opportunity through innovations in retirement products, geroscience biotech, and AI-driven financial planning, reshaping insurance and investment landscapes.
Understanding the IRS Five-Year Rule for Inherited Annuities in the U.S.
Learn about the IRS five-year rule for inherited nonqualified annuities, beneficiary options, tax implications, and compliance strategies for U.S. insurance professionals and financial advisors.
Survey Reveals Rising Financial Stress Among U.S. Homeowners Amid Increasing Ownership Costs
New survey highlights growing financial pressures on U.S. homeowners due to rising insurance, tax, and maintenance costs, impacting household budgets and long-term planning.