Explore the 2025 U.S. auto insurance landscape, detailing the complex financial flow of claims from accident to settlement, coverage types, state laws, and insurer strategies affecting payouts.

Maryland Supreme Court rules insurers cannot block post-loss claim assignments despite anti-assignment clauses. Impact on property and casualty claims handling and policy language.

Florida appellate court affirms insurer's denial of windstorm damage claim due to nearly two-year delayed notice, reinforcing prompt notice requirements in homeowners insurance.

Explore life insurance fundamentals, including actuarial risk, premium factors, term vs permanent policies, and AI-driven underwriting innovations transforming the U.S. insurance market.

NJM Insurance Group leads the Mid-Atlantic in J.D. Power 2025 auto insurance rankings, excelling in customer satisfaction and claims handling benchmarks.

CMS reports $86B in improper payments, emphasizing payment integrity's role in preventing overpayments and improving healthcare claims accuracy.

CLARA Analytics study reveals AI and machine learning enable detection of potential insurance fraud within two weeks of claim filing, improving early intervention in property and casualty claims.

A major U.S. state-run auto insurance claims organization adopts Sapiens ClaimsPro SaaS platform to modernize claims processing, enhance reporting, and reduce technical debt while improving operational efficiency.

United Automobile Insurance Company (UAIC) leads the U.S. auto insurance market through disciplined underwriting, technological innovation, and customer-centric service. The company's strategic growth and technology investments enhance claims management and accessibility across multiple states.

Louisiana legislature advances bill to restrict auto accident injury claims payouts to undocumented immigrants, influencing insurance claims and regulatory compliance.