Texas law mandates independent appraisal clauses in all personal auto policies starting September 2025, enhancing dispute resolution between policyholders and insurers and promoting OEM repair standards.

The National Insurance Crime Bureau reports a 17% drop in vehicle thefts in 2024, returning to pre-pandemic levels and impacting auto insurance risk and claims.

The 2025 Allstate America's Best Drivers Report identifies Texas cities as safest drivers and Boston as the most collision-prone, providing key insights for insurance professionals on U.S. driving risk trends.

Most state-mandated minimum auto insurance limits are insufficient for serious accidents. Learn the recommended coverage to avoid financial exposure from injury and property damage claims.

Utah's car insurance rates have surged due to increased accidents, higher repair costs, tariffs, and more severe weather events impacting claim expenses. Learn key factors driving these trends and ways to save on premiums.

U.S. auto insurers have returned to profitability after years of losses but face challenges with customer satisfaction and retention, especially among high-value policyholders. Service quality and seamless cross-channel interactions are now crucial for sustaining growth.

Louisiana's new law bans auto insurers from raising rates solely because drivers turn 65, impacting premium pricing and regulatory compliance.

J.D. Power's 2025 U.S. Auto Insurance Study reveals a shift to a buyer's market as insurers focus on high-value customers following rate stabilization. Key factors include customer satisfaction, pricing, trust, and digital engagement.

J.D. Power's 2025 U.S. Auto Insurance Study reveals declining customer satisfaction, challenges in claims handling, and financial recovery indicators for auto insurers.

U.S. insurers increasingly dispute coverage of OEM post-collision repairs, raising safety and reimbursement issues amid growing industry conflicts.