INSURASALES

Tag: auto insurance

Auto Insurance Legal Defense: Coverage Limits and Bad Faith Claims Explained

Explore key insights into auto insurance legal defense coverage, contingency fees, bad faith claims, and regulatory aspects in California car accident cases. Understand insurers' obligations and claim dispute resolution.

North Carolina Auto Insurance Law Changes Increase Costs for New and High-Risk Drivers

North Carolina's new auto insurance laws raise surcharges for new drivers, increase minimum liability coverage, and allow longer premium hikes for speeding violations, affecting insurance costs and risk evaluation.

North Carolina Raises Auto Insurance Minimums, Extends Risk Period for New Drivers

North Carolina's SB 319 law increases auto insurance minimum coverage limits and extends the inexperienced driver period to eight years, impacting premiums and regulatory compliance starting July 2025.

Progressive Raises Earnings Estimates Amid AI Energy Infrastructure Investment Trends

The Progressive Corporation's earnings outlook improves with rising investment income and lower expense ratios, set against a backdrop of increasing AI-driven energy infrastructure demand shaping U.S. insurance market trends.

Texas Mandates Independent Appraisal Clause in Auto Insurance Policies by Sept 2025

Texas law mandates independent appraisal clauses in all personal auto policies starting September 2025, enhancing dispute resolution between policyholders and insurers and promoting OEM repair standards.

Auto Thefts Drop to Pre-Pandemic Levels in 2024, NICB Reports

The National Insurance Crime Bureau reports a 17% drop in vehicle thefts in 2024, returning to pre-pandemic levels and impacting auto insurance risk and claims.

Texas Leads U.S. Cities in Driving Safety; Boston Most Collision-Prone per Allstate

The 2025 Allstate America's Best Drivers Report identifies Texas cities as safest drivers and Boston as the most collision-prone, providing key insights for insurance professionals on U.S. driving risk trends.

Why Minimum Auto Insurance Coverage Falls Short and How to Protect Yourself

Most state-mandated minimum auto insurance limits are insufficient for serious accidents. Learn the recommended coverage to avoid financial exposure from injury and property damage claims.

Rising Car Insurance Costs in Utah Driven by More Accidents and Higher Repair Bills

Utah's car insurance rates have surged due to increased accidents, higher repair costs, tariffs, and more severe weather events impacting claim expenses. Learn key factors driving these trends and ways to save on premiums.

U.S. Auto Insurers Return to Profitability Amid Customer Satisfaction Challenges

U.S. auto insurers have returned to profitability after years of losses but face challenges with customer satisfaction and retention, especially among high-value policyholders. Service quality and seamless cross-channel interactions are now crucial for sustaining growth.