$500,000 UM Settlement in Michigan Auto Injury Case Involving Uninsured Motorist

A 71-year-old Michigan man sustained significant injuries, including fractured ribs and a lacerated hand, in a motor vehicle accident involving an uninsured at-fault driver. Unable to settle pre-suit, the plaintiff pursued uninsured motorist (UM) benefits under his own auto insurance policy. After the discovery phase of litigation in the 19th Circuit Court, the defendant offered a policy limits settlement of $500,000, which was accepted to resolve the case. This settlement highlights the critical role of UM coverage when the at-fault party lacks insurance, safeguarding insured motorists against uncompensated damages. Legal counsel representing the plaintiff was Justin M. Maxim of CBH Attorneys & Counselors in Grand Rapids, Michigan. The case serves as an example for insurers, legal professionals, and claims adjusters managing UM claims and underscores the importance of thorough discovery and pretrial settlement negotiations in personal injury litigation involving uninsured motorists.