INSURASALES

Tag: Risk Management

Global Insurance Industry Reassesses Risk Amid Israeli Offensive on Iran

Global insurers adjust war risk exposures and premiums as Israeli military operations against Iran disrupt aviation and maritime sectors, impacting global insurance markets and risk management strategies.

Charleston Dockside Apartments Face $151M Repair Costs Without Insurance Coverage

Dockside Apartments in Charleston confront a $151M repair bill due to missing HOA insurance coverage, highlighting insurance denial issues and homeowner financial risks.

North Carolina's SB 452 Law Raises Auto Insurance Minimums and Affects Premiums

North Carolina's new SB 452 law raises minimum auto insurance liability limits, mandates underinsured motorist coverage, extends surcharges for inexperienced drivers and moving violations, leading to premium increases starting July 2024.

2025 LexisNexis Report Reveals Key U.S. Auto Insurance Market Trends

The 2025 LexisNexis U.S. Auto Insurance Trends Report analyzes 2024 market data revealing rising driving violations, increased policy shopping, and a return to profitability in the auto insurance sector.

Mercury Insurance Fortifies Risk Mitigation Team Amid Growing Climate Risks

Mercury Insurance appoints Steve Bennett to lead climate and catastrophe science efforts, focusing on risk mitigation strategies to sustain property and casualty insurance in high-risk areas affected by extreme weather events.

2025 P&C Insurance Market Faces Catastrophe Losses Amid Pricing and Capacity Shifts

The 2025 U.S. commercial P&C insurance market navigates record catastrophe losses, rising premiums, and evolving underwriting amid inflation and regulatory shifts.

HCI Group Expands Catastrophe Reinsurance Program for 2025-2026 Treaty Year

HCI Group finalizes expanded catastrophe reinsurance program for 2025-2026 treaty year with over $3.5 billion coverage across three towers, supporting Florida and national insurance policies.

Illinois Bars Life Insurers From Denying Coverage or Charging More Based on Felony History

Illinois enacts HB 2425 banning life insurance companies from denying coverage or increasing premiums solely due to felony convictions, impacting underwriting and market dynamics.

Underestimating Flood Risk: Implications for U.S. Homeowners and Insurance Coverage

Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.

The Hartford and QBE Advance Telematics and Cyber Coverage for Evolving Risk Landscapes

Explore how The Hartford enhances telematics initiatives with people-centric strategies and how QBE addresses SEC cyber disclosure gaps with new insurance coverages, supporting risk management for insurers and clients.