AM Best lowers U.S. health insurance outlook to negative amid rising medical costs, higher claims, and profitability pressures on government health plans in 2025.

The impending U.S. federal government shutdown threatens major disruptions in healthcare funding, federal employee furloughs, and regulatory delays impacting insurers and providers. Key agencies like HHS and FDA face operational challenges amid budget impasses.

New report projects significant losses in Medicaid and marketplace coverage in Connecticut over the next decade due to federal policy changes, highlighting impacts on costs and health equity.

Health insurance premiums are set to increase in 2026 due to rising drug costs and ending government subsidies, impacting coverage and patient expenses.

AultCare to discontinue select individual, family, and small group ACA health insurance plans in 2026 due to uncertainty over premium subsidies and rising costs. Impact on 6,000 enrollees in Ohio.

A new Affordable Care Act rule may cause 14,000 Illinois residents to lose health insurance, raising concerns about regulatory impact and insurance market stability.

Colorado individual health insurance premiums are projected to rise 28% in 2026 due to federal tax credit expirations and policy changes, significantly impacting affordability and coverage in rural and Western Slope regions.

Florida saw a 9% drop in auto insurance premiums in 2025 but remains the second most expensive state. Rising repair costs and climate risks keep premiums high.

Michigan Senate Bill 328 seeks to mandate a 10% reduction in auto insurance premiums, drawing concern from the insurance industry about potential market destabilization.

New York faces significant health insurance premium hikes and coverage losses from proposed federal legislation eliminating enhanced tax credits and cutting healthcare funding.