Health Insurance Costs to Rise in 2026 Amid Market Uncertainty

Health insurance premiums are expected to rise in 2026 across several market segments, including individual coverage marketplaces. This increase is driven by escalating prescription drug costs and other medical expenses that are straining insurers and employers. Additionally, patients may face higher out-of-pocket expenses due to potential reductions in coverage options and the anticipated conclusion of some government subsidies that aid in purchasing coverage.

The current health insurance landscape is marked by significant uncertainty, as noted by experts monitoring market trends. This period of volatility is characterized by adjustments in pricing and coverage that could impact patient access and affordability. Insurers and employers are navigating these challenges as they prepare for the upcoming plan year.