CMS Finalizes 2025 Rule Tightening ACA Marketplace Enrollment and Coverage in Washington
CMS finalizes 2025 Marketplace rule with stricter enrollment periods, premium credit limits, and coverage restrictions impacting Washington's ACA exchange.
Patriot Select Assumes 12,000 Florida Homeowners Policies from Citizens
Patriot Select took over nearly 12,000 Florida homeowners multi-peril insurance policies from Citizens Property Insurance, backed by a strong reinsurance program and additional capital.
Evolution of Auto Insurance in the U.S.: From Liability to Telematics Pricing
Explore how auto insurance in the U.S. evolved from basic liability coverage to advanced telematics-driven pricing models, shaped by regulation and technology.
Expiration of Enhanced ACA Subsidies Could Spike Premiums for Millions in Florida, Texas
Enhanced ACA subsidies are set to expire, risking significant premium hikes and coverage losses in high-enrollment states like Florida and Texas. Understand the regulatory and market impacts.
North Carolina's SB 452 Law Raises Auto Insurance Minimums and Affects Premiums
North Carolina's new SB 452 law raises minimum auto insurance liability limits, mandates underinsured motorist coverage, extends surcharges for inexperienced drivers and moving violations, leading to premium increases starting July 2024.
US Personal Auto Insurance Sees Profit Gains Amid Legal and Regulatory Challenges
The U.S. personal auto insurance industry reported improved underwriting results in 2024 with a net combined ratio of 95.3, driven by strong premium growth and loss control. However, legal system abuse and regulatory challenges pose ongoing risks to profitability and market stability.
Insurance Ghost Networks Delay Access to In-Network Care and Raise Costs
Insurance ghost networks with outdated provider directories delay patient access to care and increase costs. Legal actions and AI solutions highlight challenges in maintaining accurate in-network provider listings.
UnitedHealth Faces Financial, Legal Challenges Amid Leadership Shakeup
UnitedHealth Group confronts financial and legal pressures with leadership changes as regulatory scrutiny and AI use in care management impact the health insurance market.
Proposed Health Bill May Cause 10.9 Million Medicaid Coverage Losses
A significant health insurance bill could result in 10.9 million Medicaid recipients losing coverage, affecting the U.S. insurance market and regulatory landscape.
Florida Healthcare Cybersecurity Breaches Expose Millions of Patient Records
Recent data breaches in Florida's healthcare sector have exposed millions of patient records, emphasizing urgent cybersecurity investment and enhanced defenses against phishing and fraud.