WTW Launches RiskAgility FM for VM-22 Compliance

WTW Unveils Enhanced RiskAgility FM to Align with VM-22 Standards

On February 9, 2026, WTW announced the launch of its updated U.S. Library models within the RiskAgility Financial Modeler (RiskAgility FM), ensuring full compliance with the Valuation Manual 22 (VM-22) standards. This enhancement provides U.S. insurers and reinsurers with a comprehensive platform to adhere to principles-based reserving frameworks for non-variable annuity products, including fixed annuities, structured settlements, and pension risk transfer (PRT) liabilities.

With the adoption of VM-22, there is a significant shift towards a market-aligned, principles-based valuation approach. The updated RiskAgility FM integrates seamlessly with existing asset and liability modeling frameworks, supporting both statutory and GAAP valuation purposes. Notable improvements include enhanced asset-liability integration, optimized architecture for handling stochastic projections, and built-in support for VM-22 aggregation groups.

The U.S. Library within RiskAgility FM now encompasses liability models enhanced with integrated asset capabilities. This development is geared towards assisting insurers in managing risk and capital more effectively, ensuring a more streamlined and efficient compliance process with the VM-22 transition. Additionally, WTW's Insurance Consulting and Technology division, renowned for its advisory services and technological solutions, supports over 1,000 insurance companies globally, showcasing its commitment to aligning with evolving regulatory compliance requirements.

Industry professionals are encouraged to delve into these updates to stay informed of compliance and operational advancements in the insurance market. WTW's enhancements underscore its pledge to equip insurance carriers with pioneering tools that address dynamic industry and regulatory demands.