Explore how rising insurance costs affect California's real estate market, shaping affordability and strategies for buyers and sellers.

Discover how the California Association of Realtors supports real estate professionals with resources, education, and advocacy to thrive in the competitive market.

Explore the income required to afford a $500,000 home in the U.S. with rising home prices, mortgage rates, and housing expenses analyzed using HUD affordability standards.

The traditional 30% rule limiting housing expenses to 30% of income, including insurance and taxes, is set for reconsideration in 2025, reflecting changes in economic and market conditions relevant to insurers and financial planners.

Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.

Iowa Title Guaranty introduces one of the nation's first title theft insurance products, offering new and existing homeowners affordable protection against title fraud with legal defense coverage.

November 2025 foreclosure filings rise 21% year-over-year in the U.S., reflecting market normalization post-pandemic with ongoing homeowner equity bolstering stability.

Explore how the California Association of REALTORS® supports real estate professionals with resources, legal guidance, education, disaster relief, market insights, and advocacy across California's dynamic housing market.

Rising climate risks and insurance premiums elevate the role of insurance transparency in homebuyer decisions and builder branding. Early insurance quotes build trust in high-risk U.S. markets.

U.S. foreclosure filings climbed 21% in November 2025 as pandemic-era moratoriums expire, signaling normalized housing market conditions with increased but manageable delinquency levels.