Exploring how climate change drives the U.S. property insurance crisis, analyzing state regulatory responses, and reviewing proposed insurer, land-use, and federal policy solutions.

Analyze the risks and impact of Christmas tree fires on property insurance during the holiday season. Insights on risk management and underwriting for insurers.

Middle-market U.S. businesses entering 2026 face softening property rates but hardening casualty insurance, requiring brokers to provide strategic, data-driven risk management guidance.

New York appellate court affirms insurer's denial of homeowners insurance coverage for a mobile home on separate premises. Key insights on policy coverage and legal interpretation.

S&P Global Ratings highlights the impact of the Tai Po fire on Hong Kong's property insurers, urging a review of pricing strategies amid rising claims and pressure on underwriting margins.

The National Weather Service issues a wind advisory for Malibu with significant implications for property and vehicle insurance risk management and claims due to potential wind damage.

Nationwide teams with AI platform Chrp to offer smartphone-based home inspections, improving risk detection and claims prevention for homeowners nationwide.

Explore Q3 2025 commercial insurance trends showing slowing premium growth, soft market conditions, and increased underwriting capacity across key insurance lines.

Florida's 2023 insurance reforms, including HB 837, have led to auto and property insurance rate decreases, increased market competition, and reduced litigation impacts, stabilizing the insurance marketplace.

Explore the impact of Medicaid funding cuts, Louisiana's insurance market challenges, and environmental monitoring laws, alongside public program funding shifts in Colorado and housing market trends affecting U.S. insurance professionals.