MNsure navigators assist Minnesotans with Affordable Care Act enrollment ahead of the Dec. 15 deadline amid federal subsidy uncertainty impacting premiums and coverage options.

Minnesota health insurance applicants face rising premiums and uncertainty as Congress debates extending enhanced subsidies ahead of the December 15 application deadline for 2026 coverage.

Minnesota health insurance premiums are expected to increase between 7% and 26% in 2026 due to rising health care costs and the expiration of federal subsidies under the Affordable Care Act.