Louisiana approves State Farm's 5.9% average auto insurance rate decrease and 9.7% homeowners insurance rate increase, reflecting hurricane risk and loss trends for 2026.

Louisiana Insurance Commissioner approves 7.5% average rate cut for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs. Effective Feb 2026.

Westlake, Louisiana's fire protection rating improves to Class 2, potentially reducing homeowners insurance premiums. Insights on fire protection classifications and insurance impacts.

Louisiana's auto insurance rates are starting to decline after years of increases, with multiple insurers filing significant rate reductions. Competitive market forces and ongoing reforms may bring further relief to policyholders statewide in 2026.

Explore how federal policy shifts in healthcare subsidies, immigration enforcement, SNAP work requirements, and telehealth funding are affecting Louisiana's insurance and social service landscape in 2024.

Louisiana's property insurance market faces ongoing challenges despite 2024 reforms, with high premiums and heavy reliance on the insurer of last resort narrowing private market options.

Louisiana Department of Insurance offers expert guidance on insurance policies at a pop-up event in Lake Charles, enhancing regional insurance literacy.

The U.S. government shutdown disrupts the National Flood Insurance Program, halting policy renewals and new purchases, raising flood risk during hurricane season. Legislative efforts aim to secure program stability.

Louisiana faces an insurance crisis driven by high bodily injury claims and litigation, with new regulatory measures and the FORTIFIED Roof Program aiming to stabilize premiums and boost insurer participation.

Livingston Parish's flood insurance rates will drop by 15% following an upgrade from Class 10 to Class 7 under the FEMA Community Rating System, improving floodplain management and insurer risk profiles.