Pennsylvania insurers propose average 19% premium hikes for 2026 ACA plans as enhanced federal tax credits expire, prompting state review and public comment.

Connecticut insurers seek double-digit health insurance premium hikes for 2026 amid rising healthcare costs and potential federal subsidy expirations, affecting thousands of ACA marketplace and small group plan enrollees.

Oklahoma's file-and-use insurance rate system contributes to the nation's highest property insurance premiums, contrasting with California's cost-saving prior-approval model. This analysis explores regulatory impacts on homeowner and auto insurance rates.

Efforts to reduce car insurance rates are undermined by enforcement challenges and prevalence of uninsured drivers, with legislative reforms showing limited impact on premiums.

Florida's homeowners insurance market shows decade-high stability with mixed rate changes, though local consumers report rising premiums post-Hurricane Ian and limited insurer options in some areas. Regulatory filings indicate ongoing shifts in rates.

A California ballot initiative aims to repeal Proposition 103, which has regulated property and casualty insurance for decades. The change could impact premium approvals, market stability, and wildfire risk policies.

The 2025 Medicare Trustees Report projects Hospital Insurance trust fund depletion by 2033, with increasing Medicare costs impacting beneficiaries and taxpayers. Explore implications for Medicare policy and finance.

Minnesota's auto insurance premiums may decline in 2025 but face upward pressure from import tariffs on auto parts, potentially reversing gains amid inflation and increased claims costs.

Majority of Florida homeowners continue to face rising insurance premiums despite recent legal reforms and new market insurers. Data from state regulators shows ongoing rate pressures amid inflation and market restructuring.

Explore how P&C insurers are leveraging cloud-based data architectures and AI to enhance underwriting accuracy, claims efficiency, and regulatory compliance in a rapidly evolving market.