Senators Urge FEMA to Halt Risk Rating 2.0 Flood Insurance Premium Increases
U.S. Senators demand FEMA halt Risk Rating 2.0 flood insurance premium hikes citing transparency issues and impacts on homeowners, especially in Republican-led states.
North Carolina Approves 5% Auto Insurance Rate Increase with Lower Motorcycle Rates
North Carolina's Insurance Commissioner approves a 5% average increase in automobile insurance rates and a 16.3% decrease in motorcycle liability premiums, highlighting regulatory adjustments and market impacts starting October 1, 2025.
Supreme Court Reviews Key Cases Impacting U.S. Healthcare and Civil Rights
The U.S. Supreme Court reviews pivotal cases on healthcare access, birthright citizenship, voting rights, and educational policies, influencing insurance and regulatory frameworks nationwide.
North Carolina Auto Insurance Rates to Increase 5% from October 2025
North Carolina announces a 5% average auto insurance rate hike effective October 2025 under a settlement with the Rate Bureau. Insights on market impact and regulatory context.
Humana Supports Medicare Advantage Billing Reforms Targeting Nurse Practitioner Home Visits
Humana backs legislative efforts to reform Medicare Advantage billing practices, focusing on diagnoses from nurse practitioner home visits to improve Medicare payment accuracy and reduce overpayments.
NAIC Task Force Adopts Disclosure-Focused Reinsurance Asset Testing Guideline
The NAIC Life Actuarial Task Force adopts a new disclosure-only guideline for reinsurance asset testing, with initial data reporting mandated by 2026 to enhance transparency in life insurer reserves.
US Commercial P&C Insurance Market Adjusts Amid Elevated 2025 Catastrophe Losses
The US commercial P&C insurance market faces elevated catastrophe losses in 2025, with wildfire intensity and material costs impacting underwriting, premiums, and availability. Stable capital and competitive renewals present opportunities amid ongoing challenges.
Illinois Bars Life Insurers From Denying Coverage or Charging More Based on Felony History
Illinois enacts HB 2425 banning life insurance companies from denying coverage or increasing premiums solely due to felony convictions, impacting underwriting and market dynamics.
Underestimating Flood Risk: Implications for U.S. Homeowners and Insurance Coverage
Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.
Key Medicare Reforms in Proposed Domestic Policy Bill Impact Payments and Coverage
Discover how proposed domestic policy legislation may reduce Medicare payments, expand HSA eligibility for employed seniors, and enhance rural hospital designations, reshaping Medicare coverage and funding starting 2026.