Florida drivers face the second-highest auto insurance rates in the U.S., with premiums averaging over $3,200 in 2025 and expected to rise 6-9% in 2026 due to natural disasters and rising claims costs.

North Carolina homeowners face up to 15% base rate increases over two years following a negotiated settlement balancing insurer costs and consumer protection. Rates vary regionally and reflect recent hurricane impacts and market conditions.

Explore the rising auto insurance premiums in the U.S. Learn the key factors affecting rates and strategies to manage and reduce your insurance costs effectively.

State Farm obtains interim approval for a 17% rate increase on California home insurance policies due to wildfire claims and shrinking surplus. Further hearings will assess final rate legality and consumer protections.

Global commercial insurance rates dropped 3% in Q1 2025, continuing a trend of declining premiums except for a 4% rise in casualty lines driven by US market conditions.

Georgia Governor Brian Kemp signs new litigation reform laws to limit lawsuits, aiming to reduce insurance costs and improve business conditions statewide.

Louisiana Governor Jeff Landry supports bipartisan House Bill 576 to regulate insurance rates, addressing high auto and property premiums through expanded commissioner authority.

Iowa homeowners will see a 19% surge in home insurance premiums driven by severe weather, insurer losses, and reinsurance challenges. Learn key market trends and mitigation strategies.

A new study from The Zebra reveals that men are now paying more for auto insurance than women in the U.S. due to changing risk assessments and credit scores.

California Insurance Commissioner proposes a 22% home insurance premium increase for State Farm, contingent on conditions and a public hearing.