Colorado faces significant home insurance premium increases due to wildfire risks and extreme weather, prompting new regulations to stabilize the market and support homeowners.

Auto insurance shopping rose 10% in Q1 2024, driven by higher-risk consumers and traditional risk-based rate adjustments, with key factors like driving records and credit scores influencing premiums.

Louisiana's elevated bodily injury auto claims exceed national rates, impacting premiums and prompting ongoing debates over tort reform and insurer transparency.

Third-party litigation funding drives higher premium costs and reduced liability insurance availability, impacting underwriting and claims trends in commercial auto, umbrella, and product liability lines.

Explore the rising auto insurance premiums in the U.S. Learn the key factors affecting rates and strategies to manage and reduce your insurance costs effectively.

State Farm obtains interim approval for a 17% rate increase on California home insurance policies due to wildfire claims and shrinking surplus. Further hearings will assess final rate legality and consumer protections.

Louisiana Senate advances House Bill 148, sparking debate over expanding Insurance Commissioner Tim Temple's authority to reject auto insurance rate hikes amid rising premiums.

Comprehensive polling reveals strong U.S. voter opposition to Medicaid cuts and work requirements, highlighting critical implications for Medicaid-funded home care and services for seniors and disabled individuals.

AM Best reports robust 12.1% premium growth in US surplus lines market during 2024, driven by homeowners and general liability lines amid property and casualty sector pressures.

In 2025, GOP efforts to reform Medicaid face challenges from record enrollment, expanded coverage, and shifting political landscapes, with proposals including work requirements and spending cuts.