AI patent activity in U.S. property and casualty insurance is concentrated among few carriers, highlighting strategic shifts towards generative and agentic AI technologies in underwriting and claims.
Florida's 2022-2023 insurance reforms have significantly stabilized its P&C market by reducing litigation abuse and attracting reinsurers, according to Insurance Commissioner Mike Yaworsky. The reforms curb assignment-of-benefit abuses and reduce claims litigation, leading to improved market stability and expanded consumer coverage options.
Heritage Property & Casualty Insurance secures approval for average 3.3% rate reduction in Florida, reflecting impacts of recent state insurance reforms.
Millions of Americans enrolled in ACA marketplaces face rising premiums as enhanced COVID-era subsidy tax credits are set to expire, challenging affordability and insurance market stability.
Farmers Insurance removes policy caps in California, expands homeowners coverage while seeking 6.99% rate hike under Sustainable Insurance Strategy to stabilize market.
Congress confronts a critical deadline to extend Affordable Care Act subsidies amid partisan divisions, impacting health insurance markets and regulatory compliance.
Medicare Part D faces significant plan reductions and rising costs in 2026. Beneficiaries must review their drug plans before the December 7 deadline to avoid premium hikes and coverage losses.
Explore key trends affecting U.S. healthcare insurance including capacity changes, pricing dynamics, claims severity, and regulatory challenges across home healthcare, allied health, senior care, and life sciences sectors.
Comprehensive analysis of California auto insurance rates, highlighting Progressive and Geico as top insurers. Explore coverage options, liability limits, and strategies to manage premium costs in California's evolving insurance market.
Rising homeowners insurance costs in New York driven by inflation, climate risk, litigation, and regulatory challenges are prompting calls for legislative reforms and risk management innovations.
